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Louis Blosch Insurance Blog: commercial insurance

View the latest blog posts from Louis Blosch Insurance.

Throughout much of the country declining Workers’ Compensation rates are music to employers’ ears. After all, that seems like long-awaited good news, particularly since Workers’ Compensation is more often than not viewed as a necessity and a significant cost of doing business. READ MORE >>

 The workforce is getting older. People are retiring later in life than ever before. This trend has been a major concern for those in the health and safety field because the common knowledge has been that older workers are more prone to suffer very expensive injuries. READ MORE >>

Coupled with the impact of the recession, the sweeping changes in the newly enacted ADA Amendments Act (ADAAA) and the Family and Medical Leave Act (FMLA), have severely altered the economic and legal landscape for employers. These are two major reasons why, even in difficult economic times, a strong Return-to-Work (RTW) focus improves an employer’s bottom line. READ MORE >>

At NCCI’s recent Annual Issues Symposium in Orlando, FL, new statistics about prescription drugs in workers’ compensation were unveiled. The findings were unsettling, but not surprising. While the overall share of prescription drugs as a percentage of medical costs in workers comp h... READ MORE >>

A company advertises a job opening for a worker to pack and load heavy boxes onto trucks. It would seem an easy position to fill. But what if that applicant shows up with two good, strong arms and appears to be a perfect candidate for the job, but has a history of back trouble that resulted in a number of previous Workers’ Compensation claims? READ MORE >>

What if a disaster leaves your business inoperable? Few business owners would dare think of leaving their buildings and contents uninsured. Yet, most business owners today have inadequate insurance coverage or even no coverage at all on the real purpose of their businesses—the earnings they produce. READ MORE >>

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